Improved fire district rating could mean savings

Residents who live within the Lower Valley Fire Protection District might want to give their home insurance provider a call. It’s a call that could save them some money.

The district recently had its Insurance Services Offices Public Protection Classification lowered, which could translate to hundreds of dollars a year in fire insurance savings for
homeowners within the district. The revised rating could also add weight to a proposal to expand the district.

“The people now currently (in the district) should contact their insurance companies and tell them that their ratings went from a 9 to a 6 and they will see a savings,” said Frank Cavaliere, chief of the Lower Valley Fire Protection District.

An ISO rating of 1 is considered exemplary, while a 10 “indicates that the area’s fire-
suppression program doesn’t meet ISO’s minimum requirement,” according to ISO.

Prior to the ISO rating adjustment, only a limited number of residents within the fire district had a rating of a 6. Those living within five miles of a fire station and within 1,000 feet of a fire hydrant had the better rating.

The district has recently acquired a water shuttle and has signed a mutual aid agreement with the Grand Junction Fire Department, and the Ute Water District has also recently improved many of the water lines throughout the area, which has all combined to lower the district’s ISO rating, Cavaliere said.

“We are a 6 throughout our district,” he said.

The improved rating comes on the eve of a Dec. 9 election to expand the 250-square-mile district by one-third.

Lower Valley is asking residents north and west of the current district, west to the Utah state line and north to Mesa County’s border with Garfield County, if they want to be included in the district.

Only residents in the unincorporated areas of the county being considered for inclusion in the district will be allowed to vote, Cavaliere said.

“We sent out mailings to approximately 260 mailing addresses,” he said.


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