Printed letters, May 5, 2010

Health insurance brokers provide valuable service

Your local, licensed, professional, health insurance agent is a real person who wants to meet you, get to know you and help you design a health plan for yourself and/or your company.

Your agent will guide you through the myriad of health plan options, government regulations and supplemental plans that best suit your needs. Your agent is your most valuable tool when claims or billing issues are a problem. Your agent can solve problems quickly and efficiently and provide you, the client, with cost-savings solutions to complicated problems.

The health insurance agent works for the consumer. As this personal example illustrates, the Internet or the insurance carrier cannot provide the personal and compassionate help for a young, single mother diagnosed with cancer when she could no longer work due to her rapidly failing health. She was faced with insurance premiums she could not afford to pay. With the help of her local agent, they found ways to keep her and her young children insured and relieve her of the unneeded stress of mounting medical bills. After her death, the local insurance agent was still there, ensuring that her child continued to have health care coverage. This is a true example of how a local agent, a proud member of the National Association of Health Underwriters, helped the consumer and the community.

Any individual or business could buy health care coverage over the Internet or directly from the insurance company. At first glance, it appears you would be saving money. However, sitting down with your agent and discussing your health insurance options is free.

It is important to know that your individual or small-group health insurance premium remains the same, should you use a website agency, go directly to the insurance carrier or purchase from a trusted, licensed professional insurance agent or broker.

Getting good health care coverage is complicated. Getting the right help is not. NAHU agents, members of the National Associated of Health Underwriters ,adhere to a strict code of ethics. NAHU requires each of its members to always make health care coverage recommendations with the consumer’s best interest in mind.

Everyone doing their part in reducing health care costs is critical. The professional insurance agent is part of that team, helping the consumer make informed choices, providing products, services and personal advocacy needed in today’s complex insurance world.

RANDAL K. PIFER, President

WILLIAM S. KILLGORE, VP

Western Rockies Association of Health Underwriters

Grand Junction

Candidate has long been committed, fair-minded

The April 25 edition of The Daily Sentinel pointed out the negative aspects of House District 54 candidate David Cox about as thoroughly as possible. The majority of that behavior took place in and soon after high school.

Going back a little further, before he could walk, he used to climb over the side of his crib, take the fall to the floor and crawl off on an adventure around the house. We had to put a sheet of plywood over the crib and tie it down to keep him in the crib at night. He has always been adventuresome and without fear.

When he was in 10th grade, he fell in love with the girl down the street. They went together through high school and college and got married after they both graduated.  He has always been a committed person.

He graduated from CU with a degree in electrical engineering. Math wasn’t that easy for him, but he persevered and got the degree even after deciding two years before graduation that he wanted to be a farmer. He is not a quitter.

He became a farmer and, because land is high-priced in the east valley, he leases three times as much land as he owns from more than 10 different landlords. On a good year, he pays his landlords more than the lease requires.

He is fair-minded and relationship-orientated rather than money-oriented — a hard characteristic to find. He is honest and a very hard worker. He is gutsy, intelligent and a good problem solver. Most important, I believe he is becoming a man of faith. Yes, he has been a little wild, which has never been condoned, but I am proud to be his father and believe he would make a great representative for District 54.

JOHN COX

Palisade

Symphony’s May 1 concert was magnificent

Regarding the May 1 performance of the Grand Junction Symphony Orchestra, Western Colorado Chorale, Mesa State College Concert Choir, The Schumann Singers and Teressa Winslow, soprano:

After attending the GJSO’s final performance for the season evening entitled “Magnificat,” I have only one comment: Magnificent!

Thank you GJSO and local community voices.

LYN CRONK-WEBER

Grand Junction



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