Bank of Colorado









Bank of Colorado nmls #405279
200 Grand Avenue • Grand Junction, CO 81501
970-245-1600 •

About Bank Of Colorado:
Today, numerous bank mergers and acquisitions have turned the one-on-one, personal banking relationships once enjoyed by local customers into a thing of the past; but not at Bank of Colorado. The customary personal attention and service of a friendly, community hometown bank are very much a part of our present and future. That is because these core values are firmly rooted in our past.  Our banks are led by managers who make local decisions and run their banks with our communities in mind, so we can offer solutions that fit our customers best. 

The history of Bank of Colorado, an affiliate of Pinnacle Bancorp, traces back to the original charter which was issued in 1900, making it one of the oldest banks in Colorado.  Bank of Colorado opened its doors in Grand Junction in July of 1993. 

Over the years numerous organization’s and individuals have benefited from Bank of Colorado’s generosity.  One of our greatest strengths is our ability to give back to the communities where we live and work.  We sponsor hundreds of local causes, including school activities, special events, children’s programs and more.  It just makes sense to be a part of our communities. 

Everyday our employees provide their time and talents for causes that are important to their local communities.  We are proud of the many employees who generously donate so much of their time in support of charitable, civic and professional organizations.  We believe that Community Matters, which translates into strong community involvement. 

Our staff is committed to serving the community through various programs such as Kiwanis, Lions, Rotary, GJEP, Chamber, Crime Stoppers, and Parade of Homes to name a few.

Construction Financing:
Having a strong foundation and a solid plan for financing is crucial when building your dream home.  Working with Bank of Colorado for your construction and permanent financing needs will help make those dreams come true.  We know every transaction is unique.  That’s why we want to get to know you.  We’ll tailor the right financial products and services to fit your needs and help you meet your financial goals. 

From beginning to end we will work closely with you and your builder to make the construction of your home or commercial project a smooth process. 

Disbursements will be managed locally while your home is under construction.  This translates into faster decisions and a smoother project for you and your builder.  We work with a variety of builders throughout the Grand Valley.  Bank of Colorado has been involved in many construction projects over the years that range from single family homes to multi-family developments (ex: Village Park Apartments).

Permanent Financing:
By using our Preferred Builder Program your savings are huge.  Our mortgage department is committed to providing you the best service and financing to ensure your construction to permanent financing is a seamless process.  When a customer chooses BOCM as the lender, they can save money on a new home loan.  With the Preferred Builder Program, the borrower can save substantially on closing costs such as appraisal fees, underwriting fees, processing fees and origination fees.

We also offer:
Competitive Financing: As a direct lender, BOCM works with many of the nation’s leading mortgage providers to provide the most competitive financing.

Priority Processing & Underwriting: A dedicated team works with builders every step of the way, making processing and underwriting run smoothly.

Weekly Status Updates: Regular communications between builder, agent, title company, and BOCM ensure a seamless purchase transaction.

Immediate Prequalification: A BOCM loan consultant will prequalify clients within 24 hours to ensure they are comfortable with their financing scenario.

Easy Online Loan Application: Apply and get immediate results 24/7 online at

If you’re looking to build your new dream home please stop by and visit with one of our lenders, we look forward to working with you!

Call the HBA of Northwestern Colorado at (970) 245-0253 or visit

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734 S. Seventh St.
Grand Junction, CO 81501
970-242-5050; M-F 8:00 - 5:00
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