Has your home increased
in value over the years? A
new option may help you
enjoy a better retirement.
Keep reading if you own a home in the
U.S and were born before 1957.

It’s a well-known fact that for many senior
citizens in the U.S. their home is their single
biggest asset, often accounting for more
than 50% of their total net worth. For many,
this investment has substantially improved
due to years of appreciation.
Yet, according to new statistics from the
mortgage industry, senior homeowners in
the U.S. are now sitting on more than 6.9
trillion dollars of unused home equity.1
With people now living longer than ever
before and home prices back up again,
ignoring this “hidden wealth” may prove to
be short sighted.
American Advisors Group (AAG) has
recently introduced a new Jumbo Reverse
Mortgage loan that allows homeowners
with high-value homes to borrow as much
as $4 million of their home equity. Unlike
a standard reverse mortgage, AAG’s Jumbo
Reverse Mortgage loan has much higher
loan limits, which gives those homeowners
who qualify access to even more cash—for
many, that means a better retirement.
However, today, there are still millions
of eligible homeowners who may simply
not be aware of this “retirement secret.”
Some homeowners think these loans sound
“too good to be true.” while others don’t
know how a reverse mortgage works or
understand the process of extracting equity
from their home. You get the cash you need
out of your home but you have no more
monthly mortgage payments.
It’s a fact: “no monthly mortgage
payments” are required with a reverse jumbo
mortgage; however, homeowners are still
responsible for paying for the maintenance
of their home, property taxes, homeowner’s
insurance and, if required, their HOA fees.
Today, jumbo reverse mortgage loans
have proven to be an effective way for
homeowners 62 and older to get the extra
cash they need to enjoy retirement.

While some wait until they need cash,
a jumbo reverse mortgage loan with AAG
is best applied as a vital planning tool that
can help you live out your golden years in
comfort and security. By planning ahead,
you can also know that a safety net is there
waiting for you if you need it.
AAG is honored to be the No. 1 Reverse
Mortgage lender in the nation. We have
been named a 2017 finalist in the 500+
Employee Category for the Better Business
Bureau’s (BBB) Torch Awards for Ethics. We
take pride in our ability to make the reverse
mortgage experience informative and
efficient for our customers. In fact, recent
customers have given us a 97% satisfaction
rating! We are also one of only a few lenders
to offer these jumbo reverse mortgage loans.
The cash from a jumbo reverse loan can
be used for almost any purpose. Many
people use the money to save on interest
charges by paying off credit cards or other
high-interest loans. Other common uses
include making home improvements,
paying off medical bills or helping other
family members. Some people simply need
the extra cash for everyday expenses while
others are now using it as a “safety net” for
financial emergencies
If you’re a homeowner age 62 or older,
you owe it to yourself to learn more so that
you can make an informed decision.
Homeowners who are interested in
learning more can request a free 2019
Jumbo Reverse Mortgage Information
Kit and free Educational DVD by calling
American Advisors Group toll-free at

Request a FREE Info Kit
& FREE DVD Today!
Call 1-800-820-8916 now.

Our new Reverse Mortgage infomation guides &
DVD are now available featuring award-winnng
actor and paid AAG spokesman, Tom Selleck
AAG is an equal housing lender. AAG works with other lenders and financial institutions. To process your request
for a mortgage, AAG may forward your contact information to such lenders for your consideration of mortgage
programs that they offer. A reverse mortgage increases the principal mortgage loan amount and decreases
home equity (it is a negative amortization loan). Reverse mortgage loan terms include occupying the home
as your primary residence, maintaining the home, paying property taxes and homeowners insurance.
Although these costs may be substantial, AAG does not establish an escrow account for these payments.
However, a set-aside account can be set up for taxes and insurance, and in some cases may be required.
Not all interest on a reverse mortgage is tax-deductible and to the extent that it is, such deduction is not
available until the loan is partially or fully repaid. AAG charges an origination fee, mortgage insurance
premium (where required by HUD), closing costs and servicing fees, rolled into the balance of the loan.
AAG charges interest on the balance, which grows over time. When the last borrower or eligible nonborrowing spouse dies, sells the home, permanently moves out, or fails to comply with the loan terms, the
loan becomes due and payable (and the property may become subject to foreclosure). When this happens,
some or all of the equity in the property no longer belongs to the borrowers, who may need to sell the
home or otherwise repay the loan balance. V2019.02.25_HYBRID
NMLS# 9392 ( American Advisors Group (AAG) is headquartered at 3800 W.
Chapman Ave., 3rd & 7th Floors, Orange CA, 92868. (Regulated by the Division of Real Estate; to check the license
status of your mortgage loan originator, visit
These materials are not from HUD or FHA and were not approved by HUD or a government agency